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</div><!–mep-nl–><center><!–mep-nl–><div style=”width:96%”><!–mep-nl–><p class=”pg_header”>OUR TOPMED OPTIONS</p><!–mep-nl–>

<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Comprehensive</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_comprehensive.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Comprehensive is for those with considerable healthcare needs. It offers Unlimited Private Hospital cover at up to 300% of the TopMed Tarriff (TT). Fully Comprehensive Out of Hospital cover is unlimited after Threshold and includes Unlimited Chronic benefits.</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-comprehensive-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-comprehensive-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text”><strong> </strong></p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Executive</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_executive.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Executive is a top end benefit plan for the higher claimer. It offers Unlimited Private Hospital cover at up to 200% of the TT. Out of Hospital cover is provided through a 25% Medical Savings Account and generous After Threshold benefits.</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-executive-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-executive-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text” style=”padding-bottom:43px;”>&nbsp;</p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Family</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_family.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Family is for the established family with mid to high healthcare needs. It offers Unlimited Private Hospital cover at up to 150% of the TT and comprehensive Out of Hospital cover with a generous After Threshold benefit.</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-family-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-family-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text” style=”padding-bottom:43px;”>&nbsp;</p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Savings</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_savings.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Savings is for the younger family with lower to middle healthcare needs. It offers Unlimited Private Hospital cover at up to 100% of the TT and a 16% Medical Savings Account for Out of Hospital Cover.<br><!–mep-nl–></p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-savings-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-savings-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text” style=”padding-bottom:26px;”>&nbsp;</p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Active Saver</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_active.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Active Saver has been designed specifically for sportsmen and women and young families. It offers Unlimited Private Hospital cover and a 16% Medical savings Account for Out of Hospital Cover.</p><!–mep-nl–><p class=”pg_text”>&nbsp;</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-active-saver-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-active-saver-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text” style=”padding-bottom:42px;”>&nbsp;</p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Essential</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_essential.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Essential is a pure hospital plan for the younger members who want cover for catastrophic events and who are happy to cover their Out of Hospital needs themselves. In Hospital cover is unlimited at any Private Hospital at up to 150% of the TT.</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-essential-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-essential-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text”>&nbsp;</p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Network</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_network.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Network is an exceptionally affordable plan designed to cover the Primary Care Needs of the younger family. Cover is through a defined network of providers. To make it even more affordable, contributions are income based.</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-network-english-2/” target=”_self”>English</a> | <a href=”http://www.topmed.co.za/options/2017-topmed-network-afrikaans-2/” target=”_self”>Afrikaans</a></strong></p><!–mep-nl–><p class=”pg_text” style=”padding-bottom:27px;”>&nbsp;</p><!–mep-nl–>

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<p style=”vertical-align:top;” class=”pg_header_titles”><img style=”margin-top:2px; padding-top:2px;” src=”http://www.topmed.co.za/wp-content/uploads/2016/09/icon.png” />&nbsp;&nbsp;TopMed Limited</p><!–mep-nl–><p align=”center”><img src=”http://www.topmed.co.za/wp-content/uploads/2016/09/tomedoptions_limited.jpg” style=”margin-top:10px; margin-bottom:10px;” ></p><!–mep-nl–><p class=”pg_text”>TopMed Limited is a traditional design option with specific benefit limits reimbursed on an 80% basis for doctors and health care providers and a sliding scale co-payment for hospital accounts. Other than the hospital account, members must first pay and then submit claims on a claim form.</p><!–mep-nl–><p class=”pg_text”><strong>Click here to view benefits – <a href=”http://www.topmed.co.za/options/2017-topmed-limited-english-2/” target=”_self”>English</a></strong></p><!–mep-nl–><p class=”pg_text”>&nbsp;</p><!–mep-nl–>

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