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Choose An Option

Choosing an option can be a daunting task – whilst we are not dictating to you which option you need to choose, we have provided some guidelines tso assist you with your choice:


TopMed Traditional

Are you looking for a Traditional Product where Topmed

  • manages the payment of all your claims from risk
  • provides cover for 56 chronic conditions and unlimited hospitalization
If yes, click here to view the TopMed Traditional Option


TopMed Incentive Savings

You are young and healthy – you are happy to manage your out-of-hospital expenses yourself, but have the assurance that major medical expenses will be covered by TopMed

then click here to view the TopMed Incentive Savings Option



TopMed Incentive Comprehensive

You are comfortable with paying your day-to-day claims from savings – but are unsure of unpredictable expenses and want the assurance of a back up, also knowing that your hospitalisation is fully covered

then click here to view the TopMed Comprehensive Option



TopMed Hospital Option

You don’t need any day-to-day cover, but you want to make sure that any unexpected catastrophic hospitalization is covered

then click here to read about TopMed’s Hospital Option



TopMed Network Option

Looking for comprehensive hospital cover, but happy to utilize a network provider for all your day-to-day primary health care needs through CareCross

then click here to look at the TopMed Network Option