Benefit Changes 2012

The end of the year is a time for reflection and planning for the year ahead.

Making the right healthcare choices means being informed and understanding your healthcare requirements.

In our preparation for 2012 – and as part of our commitment to making your health our top priority -
your trustees, together with the Product and Marketing Committee, have listened to your comments and consulted with our healthcare experts in order to improve our healthcare offering to you.

In an age when benefits are normally chopped, you will be happy to note that we have enhanced a number of benefits and reduced our annual increase compared to last year , allowing you to continue experiencing the value that TopMed offers.

For a detailed benefit guide please select an option below:

	TopMed Traditional
	TopMed Professional
	TopMed Savings
	TopMed Hospital
	TopMed Network

TopMed….Your trusted health partner

Established in 1972, TopMed provides a wide range of affordable and transparent healthcare options especially tailored to suit  corporate clients, SME’s and professional individuals.  We have a holistic and innovative approach and offer financial stability, efficiency and personal service - customer centricity being an essential cornerstone.  We are passionate about healthcare and have partnered with Momentum Medical Schemes as Administrator and Managed Care Partners, CareCross, ER24 and PPN (optical benefit) to ensure the highest levels of service excellence.  Sound governance and above statutory solvency levels ensure that in a changing and complex environment, TopMed remains relevant in the current private healthcare industry.  Our Board is 100% member elected, meaning that, at TopMed, our members really do come first!

Our Unique Feature

Extended Major Medical Benefit

To ensure that members receive adequate care when recovering from a major hospital procedure without being restricted by the availability of day-to-day benefits Topmed provides an Extended Major Medical Benefit on the Traditional, Incentive Savings and Incentive Comprehensive Options and limited cover on the Hospital Option.