Topmed – Your trusted health partner

Founded more than 40 years ago, Topmed provides a wide range of affordable and transparent medical aid options especially tailored to suit professionals. We are passionate about healthcare and believe that our holistic and innovative approach, coupled with financial stability, efficient administration and personal service, enables us to put our members first. We have partnered with Private Health Administrators (PHA) as administrator and Managed Care Partners, PPN, ER24 and a broad network of pharmacies to ensure excellent levels of service.

Your Plan for a
Healthier Life

Whether you require major medical (hospital), prescribed minimum benefits (PMB), day-to-day or chronic medication cover, Topmed has eight different medical aid options available to ensure you get value-for-money medical cover that suits your individual needs.

For an overview of our options, click here.

Wide range of affordable medical aid options

Topmed offers healthcare solutions that suit the unique needs of small and medium businesses. We are a one-stop medical scheme for companies seeking varied cover for multiple employee bands, as well as for professionals seeking the right balance between appropriate cover and good value.

We offer specially tailored solutions to suit your healthcare needs and lifestyle, which include:

  • A Traditional option
  • Topmed’s Professional option
  • Topmed’s Savings options
  • A Hospital plan
  • A low cost Network option that provides primary medical aid cover for full-time students

For an overview of our options, click here.

Unbeatable Value

All of Topmed’s options offer comprehensive private hospitalisation and insured major medical benefits.

Topmed Essential is rated as one of the top affordable hospital plans in the country, with provider benefits in hospital covered at 100%.

With its sights on South Africa’s future leaders, Topmed offers a unique new feature on the Network option, with the inclusion of full-time students into the lowest income category. Particularly attractive to future professionals (and their parents), our entry level income band on the Network option provides comprehensive medical aid cover, including private hospital of choice, from as little as R348* per month, regardless of whether the student or their parents pay the premium.

Additional Wellness Benefits

Topmed offers a Wellness Benefit on the Executive, Savings and Essential options, giving you access to certain preventative screening tests which are payable from Topmed’s Major Medical Benefit, which then allows you to extend your day-to-day benefits.

National doctors’ network

For our Network option, Topmed has partnered with a network of doctors, to ensure that you have comprehensive primary care cover wherever you are in the country.

Extended Major Medical Benefits

Topmed provides an Extended Major Medical Benefit on all options except the Network option. This benefit gives you access to extended rehabilitation benefits for five major procedures: Crime Related Trauma, Heart Attack and Stroke, Hip Replacement and Knee Replacement.

For an overview of our options click here.