What is a condition-specific waiting period?


Topmed may impose a condition specific waiting period of up to 12 months from the inception date of your membership, in respect of any pre-existing condition, in respect of any beneficiaries who:

  • Have not belonged to a previous medical scheme for more than 90 days prior to joining Topmed or
  • Have belonged to another medical scheme for less than 2 years, and are joining Topmed within 90 days of leaving their previous medical scheme
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