What is a general waiting period?

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Topmed may impose a general waiting period of 3 months on all benefits in respect of all new applicants and dependants who:

  • Have not belonged to a previous medical scheme for more than 90 days prior to joining Topmed – no benefits are payable during this period, including payment from your Medical Savings  Account
    or
  • Were members of another medical scheme for a period of more than 2 years, and joined Topmed within 90 days of leaving their previous medical scheme – except in respect of any treatment or diagnostic procedures covered within the Prescribed Minimum Benefits (PMB’s), where applicable.
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